FanDuel Drops Credit Cards for Debit and Bank Transfers Only

FanDuel is rolling out a major payment policy shift that will affect bettors across the United States. Beginning March 2, 2026, the company will no longer accept U.S. credit cards for deposits on FanDuel Sportsbook, FanDuel Casino, or FanDuel Racing.

The move applies nationwide and marks a clear change in how one of the country’s largest betting operators approaches funding and compliance.

A Nationwide Ban Over Patchwork State Rules

Before this announcement, credit card use was already restricted in several states due to local regulations. In Connecticut, Illinois, Massachusetts, Tennessee, and Vermont, certain FanDuel products blocked the use of credit card-funded wagers.

Those state-by-state rules created confusion for players who traveled. For example, if someone deposited with a credit card while outside a restricted state, the balance could show up as “Unavailable in your state” once they returned home. The funds technically remained in the account but were not available for betting under local rules, often triggering on-screen notifications explaining the restriction.

By eliminating credit cards from its platform, FanDuel removes that complexity. There will no longer be separate rules depending on where a player is physically located.

What Changes for U.S. Bettors

From the set date, credit cards will not be accepted for deposits in any state where FanDuel’s platforms are live. However, it goes much deeper. This also includes credit cards linked through digital wallets such as PayPal, Venmo, and Apple Pay.

Players will still be able to fund their accounts using debit cards or direct bank transfers, which remain standard options across regulated markets. As before, withdrawals cannot be processed back to a credit card.

FanDuel has further stated that it follows all state and local regulations regarding deposits and withdrawals, and this nationwide adjustment simplifies compliance across its operating footprint.

The shift also aligns with the growing conversations around responsible gambling and payment transparency. Credit card transactions are often classified as cash advances, which can carry immediate interest charges and additional fees. Critics have argued that some bettors may not fully understand those costs when funding an account.

With this change, FanDuel becomes one of the largest U.S. operators to move away from credit card deposits entirely. If you currently rely on a credit card to fund your account, you will need to connect a debit card or bank account to avoid interruptions.